购房流程

商业贷款利率表(年利率5.814%)

个人住房商业性贷款利率及万元还本息金额表 (单位:元) 历年贷款利率变化表
年份
月份
年利率(%)
月利率(‰)
月还款额
利息合计
0.5
6
4.743
到期一次还本付息
 
1
12
5.202
 
2
24
5.355
4.463
440.305
567.32
3
36
5.355
4.463
301.305
846.98
4
48
5.508
4.590
232.601
1164.848
5
60
5.508
4.590
191.049
1462.94
6
72
5.814
4.845
164.852
1869.344
7
84
5.814
4.845
145.196
2196.464
8
96
5.814
4.845
130.511
2529.056
9
108
5.814
4.845
119.140
2867.12
10
120
5.814
4.845
110.089
3210.68
11
132
5.814
4.845
102.725
3559.7
12
144
5.814
4.845
96.625
3914
13
156
5.814
4.845
91.499
4273.844
14
168
5.814
4.845
87.136
4638.848
15
180
5.814
4.845
83.384
5009.12
16
192
5.814
4.845
80.128
5384.576
17
204
5.814
4.845
77.281
5765.324
18
216
5.814
4.845
74.774
6151.184
19
228
5.814
4.845
72.553
6542.084
20
240
5.814
4.845
70.574
6937.76
21
252
5.814
4.845
68.804
7338.608
22
264
5.814
4.845
67.213
7744.232
23
276
5.814
4.845
65.777
8154.452
24
288
5.814
4.845
64.478
8569.664
25
300
5.814
4.845
63.298
8989.4
26
312
5.814
4.845
62.223
9413.576
27
324
5.814
4.845
61.242
9842.408
28
336
5.814
4.845
60.345
10275.92
29
348
5.814
4.845
59.521
10713.308
30
360
5.814
4.845
58.764
11155.04

2006.08.19.起执行